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Last updated on 12-12-2025 8:10 AM

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Content Owned by Canara Bank

For Individuals	Loan can be availed by individuals for personal use: Purchase of Brand New 4-Wheeler including Jeep, Vans-Both. Purchase of Pre-Owned 4-Wheeler, not older than 3 years. Purchase of New Electrical 4-Wheeler. Individuals may apply singly or jointly with other eligible individuals.
For Corporates	Loan can also be availed by Companies / Firms for professional use i.e. purchase of vehicle for usage by their Directors / employees.
Quantum	No upper Limit. For Pre owned cars max Rs.50 Lakh (subject to required margin norms).
Processing charges	0.25% on the loan amount with a minimum of Rs.1000/-+GST and maximum of Rs.5000/-+GST Bank is celebrating Retail Loan Festival and waiver of 100% processing charges from 01.10.2025 to 31.12.2025
Repayment Tenure	Maximum period: 84 months for new vehicles. 60 months for Preowned vehicles.
Margin	Margin for new vehicle: Loan Amount Margin for Central/State Govt/Autonomous bodies/PSU Emp. All other customer Up to Rs.10.00 Lakh 10% 10% Above Rs.10.00 Lakh and up to Rs.25.00 Lakh 10% 15% Above Rs.25.00 Lakh 20% 20% *Accessories can be financed limited up to Rs. 25,000/- amount. Margin for Pre-owned vehicle: Maximum loan quantum of Rs.50.00 lakh (after maintaining a minimum margin of 50%).
Used Cars	We also finance used cars (not older than 3 years) at the same low interest rates. We finance 60% of the agreed price or 60% of the value of the car or 60% of the original value of the vehicle, as assessed by an automobile engineer or Rs. 50.00 Lakh whichever is lower.

For Individuals	Loan can be availed by individuals for personal use: Purchase of Brand New 4-Wheeler including Jeep, Vans-Both. Purchase of Pre-Owned 4-Wheeler, not older than 3 years. Purchase of New Electrical 4-Wheeler. Individuals may apply singly or jointly with other eligible individuals.
For Corporates	Loan can also be availed by Companies / Firms for professional use i.e. purchase of vehicle for usage by their Directors / employees.
Quantum	No upper Limit. For Pre owned cars max Rs.50 Lakh (subject to required margin norms).
Processing charges	0.25% on the loan amount with a minimum of Rs.1000/-+GST and maximum of Rs.5000/-+GST Bank is celebrating Retail Loan Festival and waiver of 100% processing charges from 01.10.2025 to 31.12.2025
Repayment Tenure	Maximum period: 84 months for new vehicles. 60 months for Preowned vehicles.
Margin	Margin for new vehicle: Loan Amount Margin for Central/State Govt/Autonomous bodies/PSU Emp. All other customer Up to Rs.10.00 Lakh 10% 10% Above Rs.10.00 Lakh and up to Rs.25.00 Lakh 10% 15% Above Rs.25.00 Lakh 20% 20% *Accessories can be financed limited up to Rs. 25,000/- amount. Margin for Pre-owned vehicle: Maximum loan quantum of Rs.50.00 lakh (after maintaining a minimum margin of 50%).
Used Cars	We also finance used cars (not older than 3 years) at the same low interest rates. We finance 60% of the agreed price or 60% of the value of the car or 60% of the original value of the vehicle, as assessed by an automobile engineer or Rs. 50.00 Lakh whichever is lower.

For Individuals	Loan can be availed by individuals for personal use: Purchase of Brand New 4-Wheeler including Jeep, Vans-Both. Purchase of Pre-Owned 4-Wheeler, not older than 3 years. Purchase of New Electrical 4-Wheeler. Individuals may apply singly or jointly with other eligible individuals.
For Corporates	Loan can also be availed by Companies / Firms for professional use i.e. purchase of vehicle for usage by their Directors / employees.
Quantum	No upper Limit. For Pre owned cars max Rs.50 Lakh (subject to required margin norms).
Processing charges	0.25% on the loan amount with a minimum of Rs.1000/-+GST and maximum of Rs.5000/-+GST Bank is celebrating Retail Loan Festival and waiver of 100% processing charges from 01.10.2025 to 31.12.2025
Repayment Tenure	Maximum period: 84 months for new vehicles. 60 months for Preowned vehicles.
Margin	Margin for new vehicle: Loan Amount Margin for Central/State Govt/Autonomous bodies/PSU Emp. All other customer Up to Rs.10.00 Lakh 10% 10% Above Rs.10.00 Lakh and up to Rs.25.00 Lakh 10% 15% Above Rs.25.00 Lakh 20% 20% *Accessories can be financed limited up to Rs. 25,000/- amount. Margin for Pre-owned vehicle: Maximum loan quantum of Rs.50.00 lakh (after maintaining a minimum margin of 50%).
Used Cars	We also finance used cars (not older than 3 years) at the same low interest rates. We finance 60% of the agreed price or 60% of the value of the car or 60% of the original value of the vehicle, as assessed by an automobile engineer or Rs. 50.00 Lakh whichever is lower.

For Individuals	Loan can be availed by individuals for personal use: Purchase of Brand New 4-Wheeler including Jeep, Vans-Both. Purchase of Pre-Owned 4-Wheeler, not older than 3 years. Purchase of New Electrical 4-Wheeler. Individuals may apply singly or jointly with other eligible individuals.
For Corporates	Loan can also be availed by Companies / Firms for professional use i.e. purchase of vehicle for usage by their Directors / employees.
Quantum	No upper Limit. For Pre owned cars max Rs.50 Lakh (subject to required margin norms).
Processing charges	0.25% on the loan amount with a minimum of Rs.1000/-+GST and maximum of Rs.5000/-+GST Bank is celebrating Retail Loan Festival and waiver of 100% processing charges from 01.10.2025 to 31.12.2025
Repayment Tenure	Maximum period: 84 months for new vehicles. 60 months for Preowned vehicles.
Margin	Margin for new vehicle: Loan Amount Margin for Central/State Govt/Autonomous bodies/PSU Emp. All other customer Up to Rs.10.00 Lakh 10% 10% Above Rs.10.00 Lakh and up to Rs.25.00 Lakh 10% 15% Above Rs.25.00 Lakh 20% 20% *Accessories can be financed limited up to Rs. 25,000/- amount. Margin for Pre-owned vehicle: Maximum loan quantum of Rs.50.00 lakh (after maintaining a minimum margin of 50%).
Used Cars	We also finance used cars (not older than 3 years) at the same low interest rates. We finance 60% of the agreed price or 60% of the value of the car or 60% of the original value of the vehicle, as assessed by an automobile engineer or Rs. 50.00 Lakh whichever is lower.

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